Snowmobile Insurance

Protection for the snowy trails.

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Safety for Snowy Adventures

Snowmobiles can be thrilling-- blazing through the woods on a fresh snowfall can’t be beat. Getting the right protection for you and your snowmobile can make sure you have all the fun, with none of the worries. With snowmobile insurance, you’ll have a special policy to take care of your needs and you won’t need to add your snowmobile to your auto or motorcycle policy. Your policy can cover your snowmobile and its parts, along with bodily injury and property damage as well. For a deeper look, check out our coverages section.

Snowmobile Coverages

There are specific types of coverages available for your snowmobile. Make sure you are covered before hitting the snowy lands!


To protect against legal (financial) responsibility for bodily injury and property damage in a snowmobile accident which is held to be the operator's fault.

The carrier may offer Guest Passenger Liability as a separate coverage, which would cover injury to a passenger in an accident which was the fault of the operator of the snowmobile the passenger was riding.

This provides coverage for the operator and passenger(s) of a vehicle when injured in an accident which is the fault of someone that carries no insurance or not enough insurance. It covers bodily injury and may cover property damage depending on the state.

Comprehensive and collision cover damage to an insured's snowmobile. Comprehensive covers loss caused by such things as theft, vandalism, fire, etc. Collision is an impact of a snowmobile with another object or person. This coverage pays for damage to the snowmobile in the event of the above and is usually subject to a deductible.

An optional coverage which pays for the medical expenses of the named insured, members of his/her family, and passengers of his/her vehicle if injured in a collision accident. The named insured and relatives are also covered if struck as a pedestrian. This coverage is excess to any other medical insurance. AIS will help you customize the right policy for your adventures.

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Let AIS RV help you select the best snowmobile insurance coverage.

When it comes to putting together the right insurance package for your snowmobile, your trailer and parts, let AIS RV find you the right coverages from well-respected carriers who really know the terrain. Our snowmobile coverage is an annual policy that continues during the "off-season" providing year-round protection for you and your snowmobile. Our specialists are trained to help you assess your needs and optimize your policy with the most appropriate coverage.

As part of one of the nation's largest personal lines  insurance agencies, we seek out the policy that best matches your price and protection needs. We have access to many high quality insurance companies, which makes it easy to compare snowmobile insurance quotes to find the best combination of price and coverage for you.

Call us today at (800) 449-8943 or simply provide some basic contact information below. After you complete your request to be contacted, you will receive a phone call from a qualified AIS RV specialist who will walk you through the quote process and present&nbsp the best combination of price and coverage to&nbsp fit your needs.

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Snowmobile Safety Tips

Snowmobile season is upon us and people are heading out on the trail. Before you strap on your helmet, make sure you take appropriate measures to keep yourself, your passengers and your property safe. Following these snowmobile safety tips will help ensure you a good time while maintaining safety on the trail...

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