Contractor's Bond

AIS Business Specialist Helping Protect Your Business

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A Contractor's Bond gives your business solid credibility and offers peace of mind to your prospects and customers. This mutual protection is not only beneficial but is also required by law in many states.

What is Contractor's Bond?

A Contractor's Bond serves as a form of insurance that protects the customer in the case that the contractor fails to adequately complete the job or fails to cover permits or pay subcontractors as agreed.

The Basics of Contractor's Bond

A Contractor's Bond is typically set as a $15,000 protection to the customer. The cost of your premium will depend on your credit score, which will be verified with a soft check (will not affect credit rating). Your Contractor's Bond premium is set up in a bill-pay pattern and can extend to up to four years. Should a claim ever be filed, the customer would receive the approved amount in the form of a reimbursement.

How AIS Business Specialists Support You

The AIS Business Division has knowledgeable Specialists that know the ins and outs of a business' insurance needs. From General Liability and Business Auto to Business Owner's Property, Contractor's Bond and much more, our Specialists offer an array of products to protect your thriving business. We are your top insurance resource.

We have relationships with insurers, some of whom focus solely on west coast states like California, Oregon, and Washington, and others that operate nationally.

What Do I Need When Calling AIS to Shop for Coverage?

Getting a Contractor's Bond through AIS is straightforward. With some basic information, you'll receive multiple quotes to choose from. When calling, make sure to have 1) your social security number ready and 2) your Contractors License number or application number.

How Much Does a Contractor’s Bond Cost?

There are a few factors that determine your cost of a premium for a Contractor’s Bond coverage, mainly your credit score. Use the table below as a guide of what to expect. Your actual cost will be determined through your quote with an AIS Specialist.

Bond Type

Bond Amount

Cost by Credit Score



680 and up

679 - 600

599 or lower

Contractor's Bond


Starts at $99



Let's Get You Covered

Keep in mind that a Contractor's Bond is a legal requirement in many states. While you may never have a claim filed against your business, this coverage provides invaluable security in the event that your business can’t fulfill a job as agreed. A knowledgeable AIS Business Specialist is ready to assist you. Call us today at (866) 570-7335.

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